City of Schenectady, NY
Schenectady County
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Table of Contents
Table of Contents
[HISTORY: Adopted by the Council of the City of Schenectady 7-2-1979 by Res. No. 79-129.[1] Amendments noted where applicable.]
[1]:
Editor's Note: The preamble for this resolution reads: "Schenectady Urban Homesteading Program "The City of Schenectady, in implementing a local urban homesteading program is adding another housing rehabilitation tool in its efforts to arrest the spread of blight and stabilize those neighborhoods which already have experienced a significant amount of deterioration of their housing stock. The program will be instituted on a limited basis to determine whether the concept is workable and enough need exists to expand the program. Attempts should be made to encourage use of this program in neighborhoods in which the city is currently undertaking C.D. and other HUD programs."

§ 102-1 Purpose.

The purpose of this chapter is to return vacant, city-owned, residential structures to an occupied, rehabilitated condition. It is hoped that the transfer of these buildings at a nominal cost to qualified families will accomplish the following:
A. 
Encourage home ownership.
B. 
Remove a blighting influence.
C. 
Preserve the existing housing stock.
D. 
Provide additional tax revenue for the City of Schenectady.

§ 102-2 Financial assistance.

Those candidates which receive properties for homesteading may be eligible for a rehabilitation loan subsidy under the Self-Help Improvement Program if they and the property meet the criteria established for that program.

§ 102-3 Selection procedures.

The selection of candidates for homesteading shall be based upon the following need for housing:
A. 
Priority will be given to those families who do have the income and credit credentials to qualify for some financing but are unable to compete in the conventional mortgage market for reasons beyond their control.
B. 
Capacity to make or cause to be made necessary repairs on the property. Priority for financial assistance will also be given to those candidates who can demonstrate the ability to complete a portion of the rehabilitation through the use of their own labor. The decision regarding the ability of the homesteader to undertake portions of the work and as to which part of the rehabilitation can be accomplished through self-help will be made in conjunction with the Self-Help Improvement Program staff.

§ 102-4 Homesteaders agreement.

Each homesteader will be required to sign an agreement with the city which shall require the homesteader:
A. 
To make or cause to be made any repairs and improvements required to meet the minimum health and safety standards for occupancy of the premises. (See Appendix A.)[1]
[1]:
Editor's Note: Appendix A, which included health and safety standards, is on file in the office of City Clerk.
B. 
To make or cause to be made additional repairs and improvements necessary to meet additional code requirements, and other standards required as part of the Self-Help Improvement Program, including energy conservation measures, within 18 months of occupancy.
C. 
To occupy the property as principal residence for not less than five years from the date title vested in the homesteader.
D. 
To permit progress inspections by staff of the Self-Help Improvement Program at reasonable times during the rehabilitation of the property.

§ 102-5 Eligible structures.

[Amended 3-10-1997 by Ord. No. 97-07]
Eligible structures shall be city-owned vacant and unrepaired residential structures which have been offered for sale in accordance with the city's auction procedures but either were not bid upon or the low bidder did not comply with the terms of sale and the sale was not consummated, or which, having been taken by in rem foreclosure proceedings but not yet auctioned, have been selected or designated for the urban homestead program by resolution of the City Council.

§ 102-6 Transfer of title.

After compliance with § 102-3A, as certified by the Building Inspector, the Mayor will execute a quit-claim deed, transferring title to the homesteader. However, the deed will contain covenants which will guarantee compliance with the terms of the homesteader agreement and the necessary reverter clause if the terms are violated.