[HISTORY: Adopted by the Township Committee of the Township of Mansfield 4-28-2004 by Ord. No. 2004-11. Amendments noted where applicable.]
The Township of Mansfield does hereby commit to assist employees of the Township, not covered by collective bargaining agreements, by providing certain benefits' coverage after retirement as authorized by N.J.S.A. 40A:10-22 et seq. The Township Committee recognizes and values the hard work and commitment of these Township employees. The Township Committee also realizes that postretirement benefits cost are on the rise, and under the authority of N.J.S.A. 40A:10-22 et seq., implements this chapter to contribute to qualifying employees assistance in the area of post retirement benefits.
Employees are eligible for postretirement health benefits, subject to the conditions set forth in this chapter, when the employee attains:
Fifty-five years of age and has been employed with the Township for 25 years of service, insured for the full premium.
Sixty-two years of age with 20 years of service with the Township, insured for 80% of the premium.
Sixty-two years of age with 15 years of service with the Township, insured for 60% of the premium.
Benefits will be offered under the single group health plan in effect at the time of the employee's retirement or whichever plan is being offered to the current employees of the township. The participation rate will remain the same in retirement as the participation rate in effect at the time of retirement.
An employee is not eligible for postretirement benefits under this chapter if the employee is eligible, or becomes eligible, for health benefits under any other private, state or federal health benefit plan.
An employee is not eligible for postretirement benefits under this chapter if the employee is eligible, or becomes eligible, for health benefits under a spouses health plan at no additional cost.
An employee may include dependents under the group health plan; the cost of coverage will be the responsibility of the employee.
Benefits will be paid in equal monthly installments during the course of the year and be used to directly reduce the premiums for which the employee is responsible.
Copayments and dependent coverage costs are due and payable by the retiree to the Township of Mansfield on the 15th of every month covered. If the retiree should fail to reimburse the Township for any premium which may be due and it is late by 30 days, the Township will send notice to the retiree's last known address that the retiree's coverage will be terminated in 10 days from the date of said notice.
If the employee at retirement elects not to be covered by the Township and the lifestyle changes, such as death of a spouse or divorce, which eliminates their eligibility for group health benefits, they would be eligible to apply for benefits under the Township plan at that time. An employee must complete the necessary documents and forward them to the Township within 30 days of the lifestyle change. If the employee is not participating in the plan and desires to be covered under the plan regardless of a lifestyle change, the employee is eligible to apply for benefits at the next annual anniversary date in use by the Township.