Town of Greenwich, NY
Washington County
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[Adopted 7-14-1998; as amended through 12-29-2003]
The following health insurance policies and procedures constitute the health insurance policy for the Town of Greenwich in regard to employees' health and medical insurance. Said policy may be amended from time to time by the Greenwich Town Board.
[Amended 7-8-2008 by L.L. No. 4-2008; 1-13-2015 by L.L. No. 1-2015]
A. 
All full-time highway employees and full-time appointed employees who commenced work prior to March 1, 2003, and all full-time elected officials are entitled to fully paid single, double or family coverage from the health insurance company selected by the Town each year to provide health insurance plans for the eligible Town employees or elected officials.
B. 
Current part-time elected officials are entitled to fully paid single coverage only effective January 1, 2004.
C. 
All full-time highway employees and full-time appointed employees who commenced work after March 1, 2003, are entitled to single, double or family coverage from the health insurance company selected by the Town each year to provide health insurance plans for the eligible Town employees or elected officials and must contribute 20% of their monthly premium by way of payroll deduction.
D. 
The Town will annually select at least one health insurance company to provide health insurance plans for the eligible Town employees. The Town will designate one of those health insurance plans as the one for which they will pay the appropriate amount of the premium. The Town may also offer other health insurance plans, with different coverage, that the employees may choose provided the employee pays, by payroll deduction, any additional cost to the Town over and above the designated health insurance plan cost. The employees may only choose the nondesignated health insurance coverage during the open enrollment period.
E. 
Part-time elected officials may purchase additional medical insurance, by payroll deduction, at the Town's group rate.
F. 
Part-time nonseasonal employees may purchase additional medical insurance, by payroll deduction, at the Town's group rate.
G. 
Seasonal employees are not eligible for medical insurance from the Town nor are they eligible to purchase medical insurance from the Town.[1]
[1]
Editor's Note: Former Subsection H, which provided that employees had the opportunity to receive additional pay in place of their current health insurance, and which immediately followed this subsection, was repealed 12-28-2016 by L.L. No. 1-2017.
As used in this article, the following terms shall have the meanings indicated:
FULL-TIME EMPLOYEE
Any employee who is regularly scheduled to work at least 30 hours per week.
PART-TIME EMPLOYEE
Any employee who is regularly scheduled to work fewer than 30 hours per week.
SEASONAL EMPLOYEE
Any employee who is regularly scheduled to work fewer than twelve months per year.
A. 
Any employee of the Town of Greenwich retiring after 20 years of full-time employment, who has attained the age of 55, will be entitled to paid-in-full health and medical individual coverage, if hired prior to March 11, 2003. Employees hired on or after March 11, 2003, will be entitled to the Town paying 80% of health and medical individual coverage, subject to the following conditions:
[Amended 7-8-2008 by L.L. No. 4-2008]
(1) 
The person must be a full-time employee of the Town at the time of retirement.
(2) 
Thirty hours per week constitutes full-time employment and includes highway employees, appointed employees, the Highway Superintendent, Town Clerk, and Town Supervisor.
(3) 
The 20 years of full-time employment do not have to be continuous.
(4) 
Spouses of retired employees will be covered, but at their own expense.
(5) 
There will be no Medicare reimbursement to policy holders for any present or former employees.
(6) 
Medical insurance for retirees will be provided by the health insurance company or companies selected by the Town Board. However, if the retiree moves from the area, the retiree has the option of obtaining his or her own coverage in the new location. Upon proof of coverage (i.e., copy of insurance bill,) the Town will reimburse the retiree for the cost of the health insurance premiums for each month thereafter. The reimbursement rate will be at the least expensive rate paid by the Town for retirees of the Town or the retiree’s rate for coverage in his or her new location, whichever is the lowest. Notice of any premium changes are to be forwarded to the Town before the effective date of change.
[Amended 9-12-2017 by L.L. No. 4-2017]
B. 
For employees covered by health insurance prior to December 10, 1991, the following retirement conditions will remain as an option:
(1) 
Any employee retiring after 10 years of full-time employment who has attained the age of 62 will be entitled to health insurance coverage paid in full by the Town subject to conditions (1), (2), (4), (5) and (6) listed under Subsection A.