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City of St. Charles, MO
St. Charles County
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Table of Contents
Table of Contents
Code
New Laws (26) Index
[R.O. 2011 § 625.060; R.O. 2009 § 116.15; CC 1981 § 16-207; Ord. No. 79-104, 12-19-1979]
A. 
For the purpose of this Article, the following definition shall apply unless the context clearly indicates or requires a different meaning.
PAWNBROKER
Any person engaged in the business of lending money on the security of pledged goods or engaged in the business of purchasing tangible personal property on condition that it may be redeemed or repurchased by the seller for a fixed price within a fixed period of time.
[R.O. 2011 § 625.070; R.O. 2009 § 116.16; CC 1981 §§ 16-208 – 16-209; Ord. No. 79-104, 12-18-1979]
A. 
Every pawnbroker shall keep a register of all loans and purchases of all articles effected or made by him/her, which register shall show the date of loans or purchases and the names of all persons who have left any description of property on deposit as a collateral security or as a delivery on sale thereof. Opposite such name and date shall be written in plain hand the person's age and motor vehicle operator's or chauffeur's license number or Social Security number or other identification of public record designated in a list of such items established by the License Collector. A full description of all such property purchased or received on deposit as collateral security, the manufacturer's identifying insignia or serial number, if applicable, the time when the loan falls due, the amount of purchase money or the amount loaned and the interest charged and the picture number. In addition to this, he/she shall give the party negotiating or selling a plain written or printed ticket for the loan and a plain written or printed receipt of the articles purchased, having on each a copy of the entries required by this Article to be kept in his/her register. For the ticket or receipt, he/she shall not be entitled to make any charge. A third copy of such register shall be forwarded on a weekly basis to the City Police Department to become part of their record.
B. 
No pawnbroker shall accept any article or property as collateral security or purchase any article or property unless he/she makes a photograph of the person from whom such article or property is being received, along with the receipt or pawn ticket given to such person; nor shall any pawnbroker refuse to deliver such photograph to any Law Enforcement Officer upon request in connection with a specific item of stolen property within one (1) year following the date such photograph is taken. Every pawnbroker shall display a notice to his/her customers in a prominent place to the effect that he/she is required, by City this Section or any other applicable ordinance of the City, to photograph every person pawning or selling an item to him/her.
[1]
Cross Reference: As to penalty, § 100.150.
[R.O. 2011 § 625.080; R.O. 2009 § 116.17; CC 1981 § 16-210; Ord. No. 79-104, 12-18-1979]
It shall be the duty of every pawnbroker to report to the Police any article pledged with him/her or which is sought to be pledged with him/her, if he/she shall have reason to believe that the article was stolen or lost and found by the person attempting to pledge it, in the case of a lost article.
[1]
Cross Reference: As to penalty, § 100.150.
[R.O. 2011 § 625.090; R.O. 2009 § 116.18; CC 1981 § 16-211; Ord. No. 79-104, 12-18-1979]
No pawnbroker shall receive as a pledge or purchase any black jack or sawed-off shotgun and no pawnbroker shall display in his/her window or shop any such weapons for sale.
[1]
Cross Reference: As to penalty, § 100.150.
[R.O. 2011 § 625.100; R.O. 2009 § 116.19; CC 1981 § 16-212; Ord. No. 79-104, 12-18-1979]
No pawnbroker shall have any business dealings as a pawnbroker with any unemancipated minor under the age of eighteen (18) years, except with the written consent of the parent or guardian of the minor to each particular transaction. No pawnbroker's license shall be issued to any person who is not eighteen (18) years of age or over. No person under eighteen (18) years of age shall be an agent for any pawnbroker.
[1]
Cross Reference: As to penalty, § 100.150.
[R.O. 2011 § 625.110; R.O. 2009 § 116.20; CC 1981 § 16-213; Ord. No. 79-104, 12-18-1979]
No person or corporation shall conduct or operate a business of pawnbroker in violation of any of the provisions of this Article.
[1]
Cross Reference: As to penalty, § 100.150.
[R.O. 2011 § 625.120; R.O. 2009 § 116.21; CC 1981 § 16-224; Ord. No. 79-104, 12-18-1979]
No person or corporation shall conduct or operate the business of pawnbroker without having first obtained a license therefor as provided in this Article.
[1]
Cross Reference: As to penalty, § 100.150.
[R.O. 2011 § 625.130; R.O. 2009 § 116.22; CC 1981 § 16-225; Ord. No. 79-104, 12-18-1979]
Application for a pawnbroker's license shall be made to the City and shall state thereon the name of the applicant; the place of business; and the number of employees intended to be engaged. The Chief of Police or any other officer of the City designated by the City Council shall investigate each applicant for such license and shall report back to the City Council whether or not such applicant is a person of good character. No license shall be issued to a person who has been convicted of the offense of receiving stolen property or of burglary or robbery.
[R.O. 2011 § 625.130; R.O. 2009 § 116.23; CC 1981 § 16-226; Ord. No. 79-104, 12-18-1979]
The applicant for a pawnbroker's license shall have agreed not to accept as collateral security or to purchase any camera, radio, television set, lawn mower, typewriter, adding machine, calculating machine, copying machine, duplicating machine, tape recorder, tape player, cash register, still or moving picture projector or offset projector, dictating machine, record player, electric buffer, electric polisher or electric floor waxer or any appliances or devices which would normally have a manufacturer's serial number or other identifying insignia unless such item shall have plainly visible thereon the manufacturer's serial number or other identifying insignia.
[1]
Cross Reference: As to penalty, § 100.150.
[2]
State Reference: See Section 367.043, RSMo.
[R.O. 2011 § 625.150; R.O. 2009 § 116.24; CC 1981 § 16-227; Ord. No. 79-104, 12-18-1979; Ord. No. 22-168, 12-20-2022]
The annual fee for a pawnbroker's license shall be the amount stated in Section 150.030; provided that no license shall be issued for less than six (6) months and no license shall be issued until the fee is paid.
[R.O. 2011 § 625.160; R.O. 2009 § 116.25; CC 1981 § 16-228; Ord. No. 79-104, 12-18-1979]
A. 
No pawnbroker shall be allowed to have more than one (1) place for transacting the business of a pawnbroker without having first obtained a license for such place of business.
B. 
No person shall act as agent for a pawnbroker at any other place than the place of business stated in the application for a license.
[1]
Cross Reference: As to penalty, § 100.150.
[R.O. 2011 § 625.170; R.O. 2009 § 116.26; CC 1981 § 16-229; Ord. No. 79-104, 12-18-1979]
In the event a licensee under this Article shall change any of the address stated in the application during the term for which the license is issued, such licensee shall notify the License Collector of such change not later than one (1) day after such change.
[1]
Cross Reference: As to penalty, § 100.150.
[R.O. 2011 § 625.180; R.O. 2009 § 116.27; CC 1981 § 16-230; Ord. No. 79-104, 12-18-1979]
Any license issued under this Article may be revoked by the Mayor and Council for any violation of any provision of this Article.
[R.O. 2011 § 625.190; R.O. 2009 § 116.28; Ord. No. 97-31, 1-22-1997]
No license for operating the business of pawnbroker shall be issued when the issuance thereof would increase the number of such licenses outstanding and in force at that time to more than one (1) for each fifteen thousand (15,000) inhabitants residing within the City according to the last decennial census of the United States. The renewal of an unexpired existing license shall have priority over the issuance of a new license.