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City of Bolivar, MO
Polk County
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Table of Contents
Table of Contents
A. 
No owner of a motor vehicle registered in this State or required to be registered in this State shall operate the vehicle, or authorize any other person to operate the vehicle registered, or maintain registration of a motor vehicle, or permit another person to operate such vehicle upon the streets or the alleys of this City unless the owner maintains the financial responsibility as required in this Section which conforms to the requirements of the laws of this State. Furthermore, no person shall operate a motor vehicle owned by another with the knowledge that the owner has not maintained financial responsibility unless such person has financial responsibility which covers the person's operation of the other's vehicle. However, no owner shall be in violation of this Subsection if he/she fails to maintain financial responsibility on a motor vehicle which is inoperable or being stored and not in operation.
B. 
For purposes of this Section, the term "financial responsibility" shall mean the ability to respond in damages for liability on account of accidents occurring after the effective date of proof of said financial responsibility, arising out of the ownership, maintenance or use of a motor vehicle, in the amount of twenty-five thousand dollars ($25,000.00) because of bodily injury to or death of one (1) person in any one (1) accident and, subject to said limit for one (1) person, in the amount of fifty thousand dollars ($50,000.00) because of bodily injury to or death of two (2) or more persons in any one (1) accident and in the amount of ten thousand dollars ($10,000.00) because of injury to or destruction of property of others in any one (1) accident.
C. 
Proof of financial responsibility may be shown by any of the following:
1. 
A current insurance identification card issued by a motor vehicle insurer or by the Director of Revenue of the State of Missouri for self-insurance. A motor vehicle liability insurance policy, a motor vehicle liability insurance binder, or receipt which contains the name and address of the insurer, the name and address of the named insured, the policy number, the effective dates of the policy and a description by year and make of the vehicle, or at least five (5) digits of the vehicle identification number or the word "Fleet" if the insurance policy covers five (5) or more motor vehicles shall be satisfactory evidence of insurance in lieu of an insurance identification card.
2. 
A certificate of the State Treasurer of a cash or security deposit according to Section 303.240, RSMo.
3. 
A surety bond according to Section 303.230, RSMo.
D. 
Proof of financial responsibility shall be carried at all times in the insured motor vehicle or by the operator of the motor vehicle if the proof of financial responsibility is effective as to the operator rather than to the vehicle. The operator of an insured motor vehicle shall exhibit the insurance identification card on the demand of any Peace Officer, commercial vehicle enforcement officer or commercial vehicle inspector who lawfully stops such operator or investigates an accident while that officer or inspector is engaged in the performance of the officer's or inspector's duties.
E. 
However, no person shall be found guilty of violating this Section if the operator demonstrates to the court that he/she met the financial responsibility requirements of Section 303.025, RSMo., at the time the Peace Officer wrote the citation.
F. 
Any person who violates any provisions of this Section shall be guilty of an ordinance violation and shall, upon conviction thereof, be punished by a fine of not less than ten dollars ($10.00) nor more than three hundred dollars ($300.00) for each and every violation.
A. 
An insurance identification card shall be carried in the insured motor vehicle at all times. The operator of an insured motor vehicle shall exhibit the insurance identification card on the demand of any peace officer, commercial vehicle enforcement officer or commercial vehicle inspector who lawfully stops such operator or investigates an accident while that officer or inspector is engaged in the performance of the officer's or inspector's duties. If the operator fails to exhibit an insurance identification card, the officer or inspector shall issue a citation to the operator for a violation of Section 303.025, RSMo. A motor vehicle liability insurance policy, a motor vehicle liability insurance binder, or receipt which contains the policy information required in Subsection (2) of Section 303.024, RSMo., shall be satisfactory evidence of insurance in lieu of an insurance identification card.
B. 
Any person who violates this Section upon conviction is guilty of an ordinance violation. However, no person shall be found guilty of violating this Section if the operator demonstrates to the court that he or she met the financial responsibility requirements of this Section at the time the peace officer, commercial vehicle enforcement officer or commercial vehicle inspector wrote the citation. In addition to any other authorized punishment, the court shall notify the Director of Revenue of any person convicted pursuant to this Section and shall do one of the following:
1. 
Enter an order suspending the driving privilege as of the date of the court order. If the court orders the suspension of the driving privilege, the court shall require the defendant to surrender to it any driver's license then held by such person. The length of the suspension shall be as prescribed in Subsection (2) of Section 303.042, RSMo. The court shall forward to the Director of Revenue the order of suspension of driving privilege and any license surrendered within ten (10) days;
2. 
Forward the record of the conviction for an assessment of four (4) points; or
3. 
In lieu of an assessment of points, render an order of supervision as provided in Section 302.303, RSMo. An order of supervision shall not be used in lieu of points more than one (1) time in any thirty-six (36) month period. Every court having jurisdiction pursuant to the provisions of this Section shall forward a record of conviction to the Missouri State Highway Patrol, or at the written direction of the Missouri State Highway Patrol, to the Department of Revenue, in a manner approved by the Director of the Department of Public Safety. The Director shall establish procedures for the record keeping and administration of this Section.
[R.O. 2007 §344.015; Ord. No. 2744, 9-13-2007]
No person shall display evidence of insurance to a Police Officer of the City of Bolivar knowing there is no valid liability insurance in effect on the motor vehicle as required pursuant to the provisions of this Chapter and the provisions of Chapter 303, RSMo., or knowing the evidence of insurance is illegally altered, counterfeit or otherwise invalid as evidence of insurance. If the Police Officer issues a citation to a motor vehicle operator for displaying false or invalid evidence of insurance, the officer shall confiscate the evidence for presentation in court. Any person convicted of violating this Section is guilty of an ordinance violation.
No person shall display evidence of insurance to an officer of the City of Bolivar knowing there is no valid liability insurance in effect on the motor vehicle as required pursuant to the provisions of this Chapter and the provisions of Chapter 303, RSMo., or knowing the evidence of insurance is illegally altered, counterfeit or otherwise invalid as evidence of insurance.
No person shall alter an invalid insurance card to make it appear valid. No person knowingly shall make, sell or otherwise make available an invalid or counterfeit insurance card. Any person who violates this Section is guilty of an ordinance violation.