City of Smithville, MO
Clay County
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Table of Contents
Table of Contents
[Ord. No. 1822-98 §1, 11-17-1998]
For the purpose of this Chapter, the following words and phrases shall have the meanings respectively ascribed to them by this Section:
APPLICANT
Any person who applies for a license pursuant to this Chapter.
CHIEF OF POLICE
The Chief of Police of this City or his/her designee.
CITY
The City of Smithville.
CITY ADMINISTRATOR
The City Administrator of the City or his/her designee.
PAWNBROKER
Any person engaged in the business of lending money on the security of pledged goods or engaged in the business of purchasing tangible personal property on condition that it may be redeemed or repurchased by the seller for a fixed price within a fixed period of time.
PAWNSHOP
The location at which or premises on which a pawnbroker regularly conducts business.
PERSON
An individual, partnership, corporation, joint venture, trust, association, or other legal entity, however organized.
PLEDGED GOODS
Tangible personal property other than chooses in action, securities or printed evidences of indebtedness, which property is deposited with or otherwise actually delivered into the possession of a pawnbroker in the course of his/her business in connection with a pawn transaction.
SECURED PERSONAL CREDIT LOAN
Every loan of money made in this State, the payment of which is secured by a security interest in tangible personal property which is physically delivered in the hands of the lender at the time of the making of the loan and which is to be retained by the lender while the loan is a subsisting obligation.
[Ord. No. 1822-98 §2, 11-17-1998]
A. 
It shall be unlawful for any person to operate or maintain a pawnshop within the City until the owner of such business has applied to the office of the City Administrator, or designated representative, for a license to operate such business and such license has been duly approved by the Board of Aldermen of the City, or to operate such establishment after such license has been suspended or revoked by the City, or has expired, as set forth in this Chapter.
[Ord. No. 2935-15, 10-20-2015]
B. 
Every license granted under this Chapter shall identify the specific location in which the pawnshop will be open for business, and each location shall have a separate license.
C. 
The annual fee for a license granted under this Chapter shall be two hundred dollars ($200.00).
D. 
No license issued hereunder is transferable among persons; however, a license holder may, upon payment of a one hundred dollar ($100.00) processing fee, obtain a license for a new location upon closure of the location for which the person currently holds a license.
E. 
Every license granted hereunder shall be valid for one (1) year from the date on which it is issued.
F. 
Every pawnshop within the City of Smithville shall post its license in a prominent place easily accessible for inspection by the public.
[Ord. No. 1822-98 §3, 11-17-1998]
A. 
To be eligible to operate a pawnshop in the City, each applicant shall file the following documents with the City Administrator, or designated representative:
[Ord. No. 2935-15, 10-20-2015]
1. 
An application containing the information set forth in Section 675.040 of this Chapter. The application shall be available at the office of the City Administrator, or designated representative.
2. 
Satisfactory evidence that the applicant has net assets of at least fifty thousand dollars ($50,000.00) readily available for use in conducting business as a pawnshop. In case the applicant seeks licenses for more than one (1) pawnshop, then the documents must evidence such net assets for each pawnshop sought to be licensed.
3. 
An affidavit stating that the applicant has not been convicted of any Federal, State or municipal offense involving murder, rape, arson, controlled substances, robbery, burglary, stealing, extortion, fraud, forgery, gambling, bribery, perjury, weapons offense, or any crime of violence within the last five (5) years. If the applicant is not an individual, then the affidavit must state that no officer, director, shareholder, member, partner, trustee or other principle of the applicant has been convicted of any offense identified above.
4. 
A non-refundable investigation fee, in such amount as is required by State law to be paid by applicants.
5. 
Satisfactory proof of commercial general liability insurance, in an aggregate amount of not less than one million dollars ($1,000,000.00) for bodily injury or property damage arising out of a single occurrence.
6. 
An annual license fee of two hundred dollars ($200.00), refundable to the applicant if the application is denied.
7. 
A bond in such amount and under such terms as are required under the provisions of Section 367.012 to 367.060, RSMo., as those Sections may be amended or transferred.
8. 
A copy of the form of pledgee's ticket to be used by the applicant.
[Ord. No. 1822-98 §4, 11-17-1998]
A. 
An application shall state the following information:
1. 
The full name and place of residence and business address of the applicant, or if the applicant is not an individual, of every partner, member, officer, shareholder, director, trustee and other principal of the applicant.
2. 
The place where the business is to be conducted.
3. 
Whether the applicant, or any person who is a partner, member, officer, shareholder, director, trustee or other principal of the applicant, owns any other pawnshop, and if so, the location of each such other pawnshop.
4. 
Bank references, including an authorization for each such bank or other financial institution to release to the City copies of the applicant's two (2) most recent account statements.
[Ord. No. 1822-98 §5, 11-17-1998; Ord. No. 2935-15, 10-20-2015]
After confirming that the application facially complies with the requirements of Section 675.040, the City Administrator, or designated representative, shall forward the application to the Board of Aldermen. At or before the third (3rd) regular Board of Aldermen meeting following the date of the application, the Board of Aldermen shall consider and act upon the application. If, prior to the third (3rd) regularly scheduled meeting following the date of the application, the Board of Aldermen shall be unable to verify that the applicant meets the net assets requirement for a licensed pawnshop, the Board may require a finding, including the presentation of a current balance sheet, by an independent certified public accountant. The cost of such finding shall be borne by the applicant, and the Board of Aldermen shall then consider and act upon the application at or before the third (3rd) regular Board meeting following the date of the finding.
[Ord. No. 1822-98 §6, 11-17-1998]
A. 
Every pawnbroker shall provide the Chief of Police, upon his/her request, transactional information as follows:
1. 
In connection with secured personal credit loans, every licensed pawnbroker shall supply to the Chief of Police either:
a. 
Copies of each receipt of pledged property required by Missouri law to be executed by the pawnbroker; or
b. 
Statements of the following information for each secured personal credit loan:
(1) 
The name and address of the pawnshop.
(2) 
The name and address of the pledgor, the pledgor's physical description, and the driver's license number, military identification number, identification certificate number, or other official number capable of identifying the pledgor.
(3) 
The date of the transaction.
(4) 
An identification and description of the pledged goods, including the serial numbers if reasonably available.
2. 
In connection with purchase or barter transactions, pawnbrokers shall supply to the Chief of Police the following information:
a. 
The name, address and physical description of the person who brought the item in for purchase or barter, as well as that person's driver's license number, military identification number, identification certificate number or other official number capable of identifying the person.
b. 
A description of the property, including the serial number if reasonably available, or other identifying characteristic.
c. 
A document signed by the person who brought the item in for sale or barter, indicating that the person has the right to sell or barter the property.
[Ord. No. 1822-98 §7, 11-17-1998]
No pawnshop shall be open for business between the hours of 9:00 P.M. and 7:00 A.M. No pawnshop shall be open for business on New Year's Day, Birthday of Martin Luther King, Jr., President's Day, Memorial Day, Independence Day, Labor Day, Veteran's Day, Thanksgiving Day or Christmas Day.
[Ord. No. 1822-98 §8, 11-17-1998]
Every pawnbroker shall keep consistent with Missouri law and accepted accounting practices, adequate records and books relating to the licensee's pawn transactions. The books and records shall be preserved for a period of at least three (3) years from the date of the last transaction recorded therein, or as required by Missouri law, whichever is longer. The books and records of the pawnshop shall at all times be open to the inspection of the Chief of Police or his/her designee.
[Ord. No. 1822-98 §9, 11-17-1998]
A. 
The City Administrator, or designated representative, shall suspend the license of a pawnbroker in each of the following cases:
[Ord. No. 2935-15, 10-20-2015]
1. 
Upon conviction of any violation of the requirements of this Chapter or of Chapter 367, RSMo., as it now exists or as it may hereafter be amended, modified or transferred.
2. 
Upon conviction in Federal, State or Municipal Court of any information or indictment charging the applicant or any principal or manager of the applicant with any offense identified in Section 675.030(3). Notwithstanding anything set forth below, any suspension imposed pursuant to this Subsection (A)(2) shall be lifted upon dismissal of the charges or acquittal in a court of law.
B. 
Except as set forth in Subsection (A)(2) of this Section, any suspension imposed pursuant to Subsection (A) of this Section shall become permanent, and shall become a revocation of the license, unless the suspension is appealed within twenty (20) days, pursuant to Section 675.100 of this Chapter.
[Ord. No. 1822-98 §10, 11-17-1998]
A. 
Any person aggrieved by the denial or suspension of a license shall, within twenty (20) days after notice of the denial or suspension is mailed or delivered to the aggrieved person, serve upon the City Administrator a notice of appeal, setting forth the following information:
1. 
The name, business address and daytime phone number of the aggrieved person.
2. 
The action complained of.
3. 
The date of the action complained of.
4. 
The date of the notice of appeal.
5. 
The signature of the aggrieved person, or of a person authorized to act on behalf of the aggrieved person.
B. 
The notice of appeal shall be served by hand delivery to the City Administrator.
C. 
Within thirty (30) days after service, the City Administrator and/or the Board of Aldermen shall determine whether an evidentiary hearing is warranted, and shall notify the aggrieved party, by regular mail, postage prepaid to the address set forth in the notice of appeal, of the City's decision or of the grant of an evidentiary hearing.
D. 
If an evidentiary hearing is granted, then notice of the City's decision shall be sent, in the manner set forth above, within thirty (30) days after the date of the evidentiary hearing.
[Ord. No. 1822-98 §11, 11-17-1998]
If any Section, Subsection or clause of this Chapter shall be deemed to be unconstitutional or otherwise invalid, the validity of the remaining Sections, Subsections and clauses shall not be affected thereby.
[Ord. No. 1822-98 §12, 11-17-1998]
It shall be unlawful for any person to violate any of the provisions of this Chapter. Upon conviction thereof, such person shall be punished by a fine not to exceed five hundred dollars ($500.00), or be punished by incarceration for a period not to exceed ninety (90) days, or by both such fine and incarceration. Each day's violation of, or failure, refusal or neglect to comply with any provision of this Section shall constitute a separate and distinct offense.