Every pawnbroker and secondhand dealer shall keep and maintain
a complete written record of each transaction/purchase. This record
must be retained for seven years, and shall be written in the English
language; it shall include a full and accurate description of all
property (including serial numbers) purchased, pawned or pledged,
the date and time of each transaction, the amount of money loaned
or paid, the rate of interest to be paid on loan and the full name
and address of the seller or pledger. Secondhand dealers, in addition
to being subject to the above, shall also keep and maintain written
records including the names and addresses of purchasers of property
sold by the secondhand dealer for property held less than 60 days
from the initial purchase date.
Every pawnbroker and secondhand dealer shall require every seller
or pledger of property to produce a valid positive photographic identification
issued by a United States federal or state government. The identification
used must include the seller or pledger's full name, date of
birth and current street address. The identification must have been
issued within five years preceding the date of the transaction, and
the type of identification must be noted on the transaction record.
At no time shall a pawnbroker or secondhand dealer accept another
person's photographic identification for any transaction. The
pawnbroker or secondhand dealer shall attach a photocopy of the identification
produced to support the transaction. Jewelry, watches, diamonds or
other precious stones or gems, gold, silver, platinum, or other precious
metals, with consideration to their size, shall be photocopied and
attached to the transaction record.
No pawnbroker or secondhand dealer shall transact business with
anyone under the age of 18 years old, except when said minor is accompanied
by an identified parent or legal guardian who shall sign the transaction
record.
[Amended 4-25-2013 by Ord. No. 1079]
Every pawnbroker and secondhand dealer shall retain possession
of all property purchased for a ten-day holding period subsequent
to the date of purchase; provided, however, that property may be disposed
of by the purchaser within such ten-day period with written permission
from the Township Chief of Police.
All property received by a pawnbroker or secondhand dealer shall
be maintained in the same condition in which it was received, and
shall not be altered, damaged or destroyed during the holding period.
Property must be maintained at the dealer's licensed location
during the holding period. Pawnbrokers shall retain nonperishable
property for at least four months and perishable property for at least
one month following receipt of the property.
Pawnbrokers and secondhand dealers shall prepare and electronically
file documentation of all transaction records with the Chief of Police,
within 24 hours of the end of the business day in which the transaction
occurred. If during any week a pawnbroker or secondhand dealer has
not purchased any property, he or she shall make a report of such
fact to the Chief of Police on or before 12:00 noon of the first business
day of the following week.
All property purchased shall be photographed with a digital
camera or digital image scanner. A color digital image shall be saved
in a manner to allow it to be electronically sent to the North Versailles
Township Police Department as part of the transaction record. The
complete transaction record shall be submitted on one standard-size
page. The transaction record shall include a color image of the identification
used by the seller, information documented by the dealer and a clear
color image of the property pledged or purchased. Each item of jewelry
shall be individually photographed. The image shall be sent electronically
in PDF or JPG format.
Transaction record forms intended to be used by a pawnbroker
or secondhand dealer must first be approved by the Chief of Police.
Pawnbrokers and secondhand dealers shall retain all original transaction
documents for a period of seven years at the licensed premises.
