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Ocean City, NJ
Cape May County
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Table of Contents
Table of Contents
[Ord. #96-42, § 1]
The City of Ocean City provides full-time professional emergency medical services (City-EMS) to citizens and visitors to the City of Ocean City on a twenty-four (24) hour per day basis throughout the year to the extent that services are available. City-EMS services are provided by employees of the City of Ocean City, Department of Public Safety, Division of Fire. Dispatching and other support services for the City-EMS are provided by employees of the City of Ocean City, Department of Public Safety, Division of Police.
[Ord. #96-42, § 1]
In addition to the full-time professional emergency medical services as provided in subsection 6-21.1, the City may provide secondary nonemergency transport based on the criteria established by the Department of Public Safety, Division of Fire.
[Ord. #96-42, § 1]
All persons needing City-EMS who are located within the City of Ocean City shall be served to the extent that services are available without discrimination on any basis, and without respect to residency, ability to pay, or any other factor. No person located within the City at the time emergency services are needed shall be denied available service, when such services are available. There shall be no delay in providing available service due to City-EMS cost recovery procedures.
[Ord. #96-42, § 1]
The costs of providing available service due to City-EMS shall be paid by a combination of (1) insurance payments for service to persons who have insurance coverage, (2) direct payments from persons served for amounts not covered by insurance, (3) revenues from service agreements with persons, agencies, and jurisdictions that rely on City-EMS and (4) local property taxation for residents who certify they do not have insurance coverage or other resources to pay for service.
[Ord. #96-42, § 1]
Personnel of the Division of Fire shall maintain accurate records of all City-EMS requests for service, service calls, and services provided on forms approved by the Director of Public Safety. Said records shall include pertinent information about the general nature of the call and shall identify the complete name, mailing address, location and telephone numbers of all persons requesting and receiving City-EMS services.
[Ord. #96-42, § 1; Ord. #12-06 § 2]
a. 
Billing to Insurance Companies and/or Persons Served by Emergency Medical Services. The City of Ocean City shall contract with a third party billing agent who shall issue a bill in the amount of six hundred fifty ($650.00) dollars per loaded ambulance run plus a loaded miles fee of twelve ($12.00) dollars per mile in each instance where City-EMS services are provided. Said bill shall be issued to the insurance company providing coverage for the person served, if any or directly to the person served if insurance coverage is not available.
b. 
Billings to Insurance Companies and/or Persons Served Nonemergency Transport Services. The City of Ocean City shall contract with a third party billing agent who shall issue a bill in the amount as determined by City of Ocean City for the nonessential services required. The amount of billing shall be billed in increments of six hundred fifty ($650.00) dollars plus mileage and be reasonable and customary for service provided. Said bill shall be issued to the insurance company or requesting party as determined by the procedures outlining the request for such service.
c. 
Part of Annual Fee Ordinance. Said fees as outlined in subsection 6-21.6a and b shall be incorporated in the Fee Ordinance.
[Ord. #96-42, § 1]
Persons receiving bills for City-EMS services shall: (1) make payment in full to the Director of Financial Management of the City of Ocean City, or his designee, within thirty (30) days, or, (2) provide proof that they have submitted a claim to their insurance carrier for payment within thirty (30) days of receipt of bill. These provisions shall be subject to the following:
a. 
Persons receiving City-EMS service who have health insurance to cover ambulance and emergency medical services are expected to cooperate with the Director of Financial Management or his designee and other personnel as designated by City of Ocean City to secure full payment for services rendered.
b. 
In the event the health insurance company of a taxpayer or full-time resident of Ocean County does not pay the bill in full, the City will accept such partial payment to the extent of the insured's policy limits, including deductible and co-insurance requirements, as payment in full.
c. 
In the event a taxpayer or year-round resident of the City of Ocean City does not have health insurance, payment in full shall be required except that upon submission of proof in accordance with the rules and regulations established concerning the inability to pay the full charge, a minimum payment in the amount not less than the current and customary Medicare payment for emergency medical services shall be accepted.
d. 
Due to time requirements for the preparation and processing of insurance claims, interest shall not be charged on EMS billings.
e. 
The Director of Financial Management or his designee shall be responsible for receipt of all payments and the communication to the third party billing agent for payments received. The third party billing agent shall be responsible for accounting of payments and providing the City with a current billing and receivable ledger. The third party billing agent is responsible for the initial billing and two (2) follow-up billings. Costs associated with the third party billing agent shall be based solely on a percent of cash collections. After three (3) attempts to collect said claim, the third party billing agency shall notify the City and relinquish rights to that billing. The City of Ocean City shall turn said delinquent accounts to a collection agency who will be compensated on a percent of cash collections of the delinquent accounts. The City of Ocean City reserves the right to determine that a bill is uncollectible and written off.
[Ord. #96-42, § 1]
For the purpose of emergency medical services charges, the following definitions shall apply:
a. 
TAXPAYER - Shall mean any individual listed on the deed of ownership of any property located within the municipal boundaries of the City of Ocean City and their dependents as defined in paragraph c below. In the case of corporation or partnership, only those individuals retaining a twenty-five (25%) percent or greater ownership shall be considered a taxpayer. For the purpose of determining a twenty-five (25%) percent or greater ownership, adult married husband and wife may combine their ownership.
b. 
YEAR-ROUND RESIDENT - Shall mean any individual residing within the municipal boundaries of the City of Ocean City for a period of at least six (6) months during the year prior to EMS service. Verification of residency shall be based on voter registration, a State of New Jersey Drivers License, or proof of filing a State of New Jersey Income Tax Return from a City of Ocean City address. Dependent as defined in paragraph c below shall be considered a taxpayer.
c. 
DEPENDENT - Shall mean:
1. 
Any individual who is the spouse or unmarried child (natural, adopted or stepchild) under the age of nineteen (19) of a taxpayer or year-round resident as defined in paragraphs a and b above;
2. 
Any unmarried child under the age of nineteen (19) for whom the taxpayer or year-round resident has been appointed legal guardian;
3. 
Any individual who resides in the permanent domicile of the taxpayer or year-round resident and is claimed as a dependent for Federal Income Tax purposes.
4. 
Any individual who resides in the permanent domicile of the taxpayer or year-round resident, and who is deemed to be a dependent under the health insurance policy of the taxpayer or year-round resident.
[Ord. #96-42, § 1]
The governing body is authorized to adopt, by resolution, rules and regulations to implement the emergency medical services provisions of this section, including a schedule of specific fees to be included within the overall Fee Ordinance of the City of Ocean City; criteria by which the Director of Financial Management or his designee shall determine ability to pay; and procedures for the cancellation of unpaid bills due to inability to pay or other factors. On matters not addressed by provisions of this section or specific regulations and implementation decisions by resolution of the governing body, the Director of Public Safety (as to the administration of the service) and Director of Financial Management or his designee (as to the billing/collection aspect) are authorized to establish and follow administrative rules and regulations for the effective administration of this section.