[HISTORY: Adopted by the Township Committee
of the Township of Rochelle Park: as indicated in article histories.
Art. I, 2-19-1997 by Ord. No. 747. Amendments noted where applicable.]
GENERAL REFERENCES
Fire prevention — See Ch. 102.
[Adopted 2-19-1997 by Ord. No. 747[1]]
[1]
Editor's Note: This ordinance was originally
adopted as Ch. 285, but was redesignated in order to adhere to the
alphabetical sequence of the Code Table of Contents.
This article is adopted pursuant to and in accordance
with the authority vested in a municipality by virtue of Chapter 184
of the Laws of New Jersey 1978 (N.J.S.A. 17:36-8 et seq.), signed
into law by the Governor of this state on January 8, 1979. The terms
and provisions of said Chapter 184 are hereby adopted by reference
and incorporated herein just as though fully recited in this article.
In the event that any provision of this article varies or is not in
accordance with the terms and provisions of the aforementioned Chapter
184, then it is intended that the terms and provisions of said chapter
shall prevail.
No insurance company authorized to issue fire
insurance policies in this state shall pay any claims in excess of
$2,500 on any real property located within the Township of Rochelle
Park, unless and until all taxes and assessments and all other municipal
liens or charges due and payable appearing on an official certificate
of search shall have been paid either by the owner of such real property
or by the insurance company pursuant to and in accordance with the
terms and provisions of said Chapter 184 or until the township submits
to the insurance company a copy of a resolution adopted pursuant to
and in accordance with the terms and provisions of said chapter.
Upon adoption of this article, a certified copy
thereof shall be filed with the State Commissioner of Insurance.
This article shall become operative as soon
as the aforementioned Chapter 184, by its terms, becomes operative.
[Adopted 2-22-2023 by Ord. No. 2023-004]
A.
The owner
of a business or the owner of a rental unit or units shall maintain
liability insurance for negligent acts and/or omissions in an amount
of no less than $500,000 for combined property damage and bodily injury
to or death of one or more persons in any one accident or occurrence.
B.
The owner
of a multifamily home which is four or fewer units, one of which is
owner occupied, shall maintain liability insurance for negligent acts
and/or omissions in an amount of no less than $300,000 for combined
property damage and bodily injury to or death of one or more persons
in any one accident or occurrence.
C.
The owner
of a business, owner of a rental unit or units and the owner of a
multifamily home of four or fewer units, one of which is owner occupied,
shall annually register a certificate of insurance with the municipality,
earlier than February 1 of each year or within 30 days of obtaining
ownership of the property.
D.
There shall
be an annual administrative fee in the amount of $25.
E.
Failure
to annually register a certificate of insurance on or before February
1 of each year shall result in a fine of $500 which shall be collected
through a summary proceeding pursuant to the Penalty Enforcement Law
of 1999, P.L. 1999, c. 274 (N.J.S.A. 2A:58-10, et seq.).