[HISTORY: Adopted by the Township Committee of the Township
of Sandyston 2-15-2023 by Ord. No. 2023-02. Amendments noted where applicable.]
A.
The owner of a business or the owner of a rental unit or units, other
than a multifamily home as set forth in this chapter below, shall
be required to maintain liability insurance for all negligent acts
and omissions in an amount of no less than $500,000 for combined property
damage and bodily injury to or death of one or more persons in any
one accident or occurrence.
B.
The owner of a multifamily home which is four or fewer units, one
of which is owner-occupied, shall maintain liability insurance for
negligent acts and omissions in an amount of no less than $300,000
for combined property damage and bodily injury to or death of one
or more persons in any one accident or occurrence.
A.
Any owner of a business or rental unit(s) required to maintain insurance as set forth in § 50-1 above is required to register the certificate of such insurance coverage with the Township's Municipal Clerk, or his or her designee, as follows:
B.
A new certificate will be required annually for each calendar year.
All certificates shall be renewed no later than January 15 of each
year. It shall be the responsibility of any owner conducting, operating,
or engaging in any business covered by this requirement to obtain
and register their certificate of insurance coverage with the Township's
Municipal Clerk, or his or her designee.
The following words and phrases, when used in this chapter,
shall have the meanings ascribed to them in this section, except where
the context clearly indicates a different meaning:
Any person offering and/or engaged in buying, selling, storing,
and/or transferring merchandise, goods, real property, personal property,
moneys, services and/or other items who do so for a fee, price, retainer,
commission, percentage, and/or other means of compensation for the
purpose, stated or otherwise, of realizing a profit or other gain.
The certificate of insurance form.
The certificate issued by the Township's Municipal Clerk,
or his or her designee, indicating compliance with the registration
requirement.
The registration form to be filed with the Township's
Municipal Clerk or his or her designee.
The Township of Sandyston.
A.
Any business owner, rental until owner, or owner of a multifamily
home that contains four or fewer units, one of which is owner-occupied,
located within the Township shall file a completed municipal insurance
registration form and certificate of insurance with the Township's
Municipal Clerk, or his or her designee, and shall pay the required
fee.
B.
The municipal insurance registration form shall contain the following
information for each owner applying for a certificate:
(1)
The name of the owner.
(2)
The nature of and address of the business, rental unit(s) or multifamily
home(s).
(3)
The business address of the owner.
(4)
The home address of the owner.
(5)
The business telephone number of the owner.
(6)
The home telephone number and/or cell number of the owner.
(7)
The trade name or other business identification titles used by the
owner.
C.
The Township's Municipal Clerk, or his or her designee, shall
issue a municipal insurance registration certificate to any owner
who files a completed municipal insurance registration form with certificate
of insurance demonstrating the required coverage and pays the required
fee.
D.
A copy of the completed municipal insurance registration form shall
be returned to the registrant with an acknowledgment by the Township's
Municipal Clerk, or his or her designee, that it has been properly
filed.
A.
In the event that two or more businesses occupy the same location,
the owner shall be required to complete a separate municipal insurance
registration form and obtain a separate certificate for each such
business.
B.
In the event that the same owner conducts businesses at two or more
locations, a separate business registration form and certificate shall
be required for each location.
A.
Every owner having a municipal insurance registration certificate
for a business or rental unit or multifamily home of four or fewer
units, one of which is owner-occupied, that ceases to operate, changes
the principal activity in which it is engaged, changes its location
and/or locations in the municipality, moves out of the municipality
or changes owners and/or managers must submit written notice to the
Township's Municipal Clerk, or his or her designee, within 30
days of such change.
B.
In the event of cessation of business or moving out of the municipality,
the person having a certificate for a business must provide the name,
address, and home telephone number of the person or principal officer
of the business to the Township's Municipal Clerk, or his or
her designee, within 30 days of such event.
Issuance of a municipal insurance registration certificate by
the municipality does not evidence compliance with other applicable
rules, regulations, ordinances, and statutes of the municipality,
county, and State of New Jersey, or other regulatory agencies having
jurisdiction over the activities of the certificate holder.
The annual fee for registration of the certificate of insurance
pursuant to this chapter shall be $10, due at the time the certificate
of insurance is to be registered with Township's Municipal Clerk
or his or her designee.
