Borough of Andover, NJ Chapter 89 Liability Insurance, Business and Rental Unit Owners

[HISTORY: Adopted by the Mayor and Council of the Borough of Andover 4-17-2023 by Ord. No. 2023-11. Amendments noted where applicable.]

§ 89-1 Liability insurance, negligent acts, omission; business owners, rental unit, units owner.

A. Except as provided in Subsection B hereof, the owner of a business or the owner of a rental unit or units shall maintain liability insurance for negligent acts and omissions in an amount of no less than $500,000 for combined property damage and bodily injury to or death of one or more persons in any once accident or occurrence.

B. The owner of a multifamily home which is four or fewer units, one of which is owner-occupied, shall maintain liability insurance for negligent acts and omissions in an amount no less than $300,000 for combined property damage and bodily injury to or death of one or more persons in any one accident or occurrence.

§ 89-2 Annual registration required; administrative fee.

A. The owner of a business, owner of a rental unit or units, and the owner of a multifamily home of four or fewer units, one of which is owner-occupied, shall annually register the certificate of insurance with the Borough Clerk.

B. At the time of the filing of the certificate of insurance, an annual fee shall be paid to the Borough Clerk in an amount set forth in § 66-1 of the Code.

§ 89-3 Violations and penalties.

A. Any person violating any of the provisions of this chapter shall, upon conviction thereof, be subject to the penalties provided for in Chapter 1, General Provisions, § 1-15.

B. The Borough Council may collect, through a summary proceeding pursuant to N.J.S.A. 2A:58-10, et seq., a fine of not less than $500 against an owner who fails to comply with the provisions of this chapter.