[HISTORY: Adopted by the Town of Greenfield as indicated
in article histories. Amendments noted where applicable.]
[Adopted as amended 5-16-2012 by Order No. FY 12-143 (Ch. 615 of the 2002 Bylaws)]
Before starting and until completion of the work, the permittee
shall procure, deposit, and maintain with the Town of Greenfield,
hereinafter called the "Town," insurance satisfactory to the Town
as follows:
A.
Workers' compensation and employer's liability insurance as required
by the workers' compensation laws of the Commonwealth of Massachusetts.
B.
General liability insurance.
(1)
Comprehensive general liability insurance covering bodily injury
and property damage as follows:
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Limits of Liability:
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Bodily injury*
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$500,000
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Each person
| ||
|
Each occurrence
| ||||
|
Property damage*
|
$500,000
|
Each occurrence
| ||
|
$500,000
|
Aggregate operations
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$500,000
|
Aggregate protective
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$500,000
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Aggregate contractual
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$500,000
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Aggregate completed operations
| |||
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*
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Or $1,000,000 single limit combined bodily injury and property
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(2)
The comprehensive general liability policy shall provide insurance
for the permittee for bodily injury and property damage to third persons
arising out of:
(a)
Work performed by the permittee himself/herself with his/her
own employees, called "premises operations."
(b)
Work performed by his/her subcontractors, called "sublet work"
or independent contractors. (This is referred to as "contractor's
protective liability.")
(c)
The contractor's liability assumed under this contract, called
"hold harmless" clauses or indemnity agreement. (This is referred
to as "contractual liability insurance.") To avoid the necessity of
arranging for this coverage on each permit, it is recommended that
the certificate of insurance indicate that "blanket" coverage is provided
for the full policy term.**
** Underground insurance coverage will be furnished on a "blanket"
basis. Collapse and explosion coverage shall be required under certain
circumstances by the Director of Public Works.
C.
Automobile insurance. Comprehensive automobile liability insurance
for non-Massachusetts contractors and standard automobile liability
insurance for Massachusetts contractors covering bodily injury and
property damage as follows:
|
Limits of Liability:
| ||||
|
Bodily injury
|
$500,000
|
Each person
| ||
|
$1,000,000
|
Each accident
| |||
|
Property damage
|
$1,000,000
|
Each accident
| ||
Before starting and until completion of the work, the permittee
shall procure, deposit, and maintain with the Town of Greenfield,
hereinafter called the "Town," insurance satisfactory to the Town.
A.
Workers' compensation and employer's liability insurance as required
by the workers' compensation laws of the Commonwealth of Massachusetts.
B.
Comprehensive general liability insurance covering bodily injury
and property damage with the following:
(1)
Limits of liability:
(2)
The comprehensive general liability policy shall provide insurance
for the permittee for bodily injury and property damage to third persons
arising out of:
(a)
Work performed by the permittee himself/herself with his/her
own employees, called "premises operations."
(b)
Work performed by his/her subcontractors, called "sublet work"
or "independent contractors." (This is referred to as "contractors'
protective liability.")
(c)
The contractor's liability assumed under this contract, called
"hold harmless" clauses or indemnity agreement. (This is referred
to as "contractual liability insurance.") To avoid the necessity of
arranging for this coverage on each permit, it is recommended that
the certificate of insurance indicate that "blanket" coverage is provided
for the full policy term.
(d)
Products liability covering the completed building or installation
or products furnished. (This is called "products liability insurance"
for the manufacturer and "completed operations liability insurance"
for the contractor.)
(e)
Underground insurance coverage will be furnished on a "blanket"
basis. Collapse and explosion coverage shall be required under certain
circumstances by the Director of Public Works.
This insurance is to apply with respect to all owned or hired
vehicles of the contractor and nonownership protection for all employees
of the contractor engaged in the performance of work in Town ways
or commons.
All policies shall be so written that the Town will be notified
of cancellation or restrictive amendment at least 15 days prior to
the effective date of such cancellation or amendment.
Certificates from the insurance carrier stating the limits of
liability and expiration date shall be filed with the Town before
operations are begun.
Such certificates not only shall name the types of policy provided,
but also shall refer specifically to this permit and the above sections
in accordance with which insurance is being furnished, and shall state
that such insurance is as required by such sections, and shall be
sufficiently comprehensive as to permit the Town to determine that
the required insurance coverage has been provided without the necessity
of examining the individual insurance policies.
If the initial insurance expires prior to the completion of
the work, renewal certificates shall be furnished by the date of expiration.
