[HISTORY: Adopted by the Town of Greenfield as amended 8-17-2011 by Order No. FY 12-001 (Ch. 117 of the 2002 Bylaws). Subsequent amendments noted where applicable.]
GENERAL REFERENCES
Junk dealers and collectors — See Ch. 282.
Denial or revocation of licenses for nonpayment of taxes — See Ch. 288, Art. I.
As used in this chapter, the following terms shall have the meanings indicated:
PAWNBROKER
Any person, corporation or other legal entity engaged in the business of lending money secured by taking possession of personal property, with the right to sell the personal property if it is not redeemed. A person, corporation or other legal entity shall be deemed to be a pawnbroker whether the transaction takes the form of a loan the pawnbroker secured by the property, or a sale to the pawnbroker with the right to repurchase within a stated period of time.
This chapter shall not cover persons, corporations or other legal entities that sell items covered by this chapter but purchase the same from dealers, manufacturers or wholesalers and do not purchase such items from the public nor to the provisions of MGL c. 140, §§ 76 and 86 to 112, inclusive.
The Board of License Commissioners may license suitable persons to carry on the business of pawnbrokers. The fee shall be $100. Each licensee shall file a bond with the Board of License Commissioners in the sum of $300, with two sureties approved by the Board of License Commissioners. The Board of License Commissioners may revoke any license at its pleasure.
All nonperishable articles deposited in pawn with a pawnbroker shall be kept at least four months after the date of deposit. All perishable articles shall be kept at least one month after the date of deposit. The provisions of MGL c. 140, § 71 shall apply to all items held beyond the above time periods.
Pawnbrokers shall photograph and thumbprint any person pawning articles, which shall be kept as part of the records of the pawnbroker.
The Chief of Police or the Board of License Commissioners may at reasonable times enter a pawnbroker's premises and inspect his books and articles taken into pawn.
A. 
A pawnbroker shall keep a book when a loan is made that keeps a legible account and description of the articles pawned, the amount of money loaned, the time of pawning, the rate of interest paid on the loan, and the name and residence of the person pawning any articles.
B. 
Copies of such records shall be delivered to the Chief of Police each week, and said records shall be open to inspection by the Board of License Commissioners.
C. 
A pawnbroker shall also deliver at no cost at the time of making a loan, a memorandum to the person pawning any articles. Said memorandum shall be signed by the pawnbroker and contain all of the information in Subsection A.